Stablecoin invoice paid? Check the evidence before closing it
A wallet notification and a token near $1 are insufficient to close an invoice. Match the payment record to the amount you expected, and keep every exception visible.
稳定币收款痛点：同名代币、不同网络、部分付款和待确认交易都可能造成误判。行情用于金额参考，对账还需要你的实际记录。
Check these fields before marking an invoice paid
| Question | Bring this evidence | If it is missing |
|---|---|---|
| Is this the asset and chain you agreed? | Invoice terms, chain and exact asset identifier | Keep the receipt unmatched; a ticker alone is insufficient |
| How much was received? | Exact decimal amount and fees, in the agreed unit | Do not substitute a current USD quote for historical settlement |
| Is the payment final under your policy? | Transaction status and your confirmation rule | Keep it pending until independently checked |
| Does it cover the invoice? | All partial receipts, identifiers and expected amount | Report shortfall or overpayment explicitly |
Try the exception before your real records
Use the fictional examples to see how pending, partial and wrong-asset entries remain visible. Then enter your own records locally, review the exceptions and export the report. The worksheet does not query a chain or authenticate a transaction hash.
Reconcile payment records See worked exceptionsWhat a changing price does, and does not, tell you
Reference USD value = token amount × observed USD price. Difference from a $1 reference = token amount × (price − 1). For a hypothetical 1,000 units at $0.998, the reference value is $998 and the difference is −$2. This is a fictional arithmetic example, not a current quote or loss claim. Issuer reserve reports and redemption conditions answer different questions from an exchange trade price.
Inspect the current source snapshot · Circle reserve disclosures · Full reconciliation method
What to do with the result
Keep pending and mismatched records in an exception queue. Share a reviewed report with your finance colleague, including the agreed currency and the original evidence. Never enter a private key or seed phrase. Current tools are free; there is no custody or payment execution.